Plan Ahead for Special Needs Children
A recent article in the Baltimore Sun discusses the special planning that should be done by parents of children with disabilities. I think the article is good, although it it states that one should contact a lawyer OR financial planner who is an expert in the area. While enlisting the advice of a knowledgeable financial planner might not be a bad idea, it is an absolute must to have an expert attorney involved as well. Financial planners cannot prepare wills or trust documents.
North Carolina also has at least one non-profit organization that offers "pooled" trusts - Life Plan Trust.
